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Document - Table 159: State-wise Personal Loans by Scheduled Commercial Banks () or PDF - Table 159: State-wise Personal Loans by Scheduled Commercial Banks ()
Date : Dec 11, 2025
Table 159: State-wise Personal Loans by Scheduled Commercial Banks
(Amount Outstanding as at end-March)
(₹ crore)
Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
NORTHERN REGION 34,091 48,950 71,988 81,164 82,715 97,210 97,832 1,23,045 1,34,537 1,46,585 1,84,052
Chandigarh 1,718 2,323 3,656 4,040 3,695 3,953 3,967 5,048 5,835 6,023 6,280
Delhi 14,091 21,249 31,238 34,343 34,010 43,665 38,813 50,057 58,029 57,950 73,139
Haryana 3,590 5,332 9,972 9,963 10,122 12,346 14,420 20,628 19,507 23,132 31,847
Himachal Pradesh 999 1,346 1,939 2,417 2,210 2,916 3,295 3,885 4,146 4,382 5,659
Jammu & Kashmir 1,271 1,613 2,140 2,806 3,592 3,768 4,193 4,750 5,656 7,185 8,673
Ladakh - - - - - - - - - - -
Punjab 6,239 8,711 11,216 12,930 12,241 13,401 14,041 17,888 18,631 20,502 26,670
Rajasthan 6,183 8,376 11,828 14,666 16,846 17,161 19,104 20,788 22,733 27,412 31,783
NORTH-EASTERN REGION 2,760 4,586 6,802 8,060 9,437 11,430 13,567 14,468 16,300 16,321 20,120
Arunachal Pradesh 94 145 200 253 391 456 623 713 819 880 991
Assam 1798 2,809 3,971 5,333 6,059 7,355 8,598 9,129 10,441 9715 12,772
Manipur 128 208 332 417 522 585 757 734 695 806 927
Meghalaya 287 742 1,251 596 707 814 946 1,050 1,087 1170 1,333
Mizoram 153 229 318 434 536 672 783 767 886 906 1,079
Nagaland 81 144 225 368 491 652 866 838 948 1063 1,209
Tripura 220 311 504 660 731 896 994 1,238 1,424 1780 1,809
EASTERN REGION 18,523 26,309 35,073 44,966 44,824 50,736 52,957 60,833 63,426 73,613 83,379
Andaman & Nicobar Islands 56 103 104 149 200 238 288 355 362 424 489
Bihar 3194 4,313 5,821 8,577 9,571 6,971 8,374 11674 13,456 15,640 17,497
Jharkhand 1957 2,407 3,321 3,931 4,251 5,973 6,838 8181 8,939 10,185 11,379
Odisha 4482 6,283 8,091 9,204 9,223 10,786 11,427 12556 13,768 15,253 16,748
Sikkim 147 255 364 486 526 518 557 653 739 798 781
West Bengal 8687 12,947 17,371 22,619 21,052 26,249 25,472 27415 26,162 31,313 36,485
CENTRAL REGION 19,897 27,102 35,324 41,491 52,497 50,610 54,254 63,602 71,157 85,299 1,03,278
Chhattisgarh 1,461 1,979 2,658 3,541 5,235 4,835 5,333 6,607 7,296 10,064 10,963
Madhya Pradesh 5,671 7,621 10,252 11,183 12,545 14,447 16,349 17,397 20,461 21,763 28,836
Uttarakhand 1,359 1,932 2,563 3,130 3,417 3,943 4,545 5,487 6,053 7,187 8,611
Uttar Pradesh 11,406 15,570 19,850 23,637 31,299 27,385 28,027 34,110 37,347 46,286 54,867
WESTERN REGION 36,974 56,669 80,483 1,05,824 1,10,234 1,35,607 1,23,409 1,54,231 1,73,579 1,96,380 2,39,281
Dadra & Nagar Haveli* 16 19 36 50 45 53 100 125 161 183 261
Daman & Diu 32 33 38 42 41 56 85 99 103 114 173
Goa 797 995 1,300 1,587 1,810 2,100 2,531 3159 3,549 4176 4,792
Gujarat 6,839 9,924 14,361 19,934 24,931 22,665 24,388 29533 33,939 43287 52,763
Maharashtra 29,291 45,697 64,749 84,211 83,406 1,10,733 96,304 121315 1,35,827 148620 1,81,292
SOUTHERN REGION 66,841 92,365 1,23,555 1,52,057 1,85,709 2,07,953 2,16,876 2,53,956 2,91,152 3,53,093 3,86,991
Andhra Pradesh 15,692 23,165 28,868 37,119 45,644 53,016 57,603 70,568 77,925 91,663 1,06,345
Karnataka 17,526 25,886 37,374 45,696 51,108 54,677 55,050 61,272 71,778 86,422 99,344
Kerala 11,004 14,932 19,356 23,738 28,150 34,481 39,269 44,679 50,287 61,379 66,256
Lakshadweep 6 9 14 17 19 22 23 30 32 41 35
Puducherry 322 452 610 808 800 1,184 1,308 1,567 1,911 2,515 2,804
Tamil Nadu 22,291 27,921 37,334 44,678 59,988 64,573 63,623 75,841 89,219 1,11,073 1,12,207
Telangana - - - - - - - - - - -
ALL INDIA 1,79,087 2,55,981 3,53,225 4,33,562 4,85,416 5,53,546 5,58,895 6,70,135 7,50,151 8,71,291 10,17,100

TABLE 159: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS (Concld.)
(Amount Outstanding as at end-March)
(₹ crore)
Region/State/Union Territory 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
NORTHERN REGION 1,99,921 2,27,335 2,58,480 3,13,415 3,51,103 4,11,992 4,63,244 5,41,806 6,41,104 8,16,854 9,16,506
Chandigarh 7,606 8,094 9,084 10,277 11,386 13,326 14,834 17,210 19,101 21,917 24,561
Delhi 71,735 78,604 84,590 99,334 1,00,540 1,16,885 1,23,903 1,38,550 1,62,936 1,88,839 2,11,649
Haryana 37,572 42,038 49,651 61,872 70,184 83,109 94,627 1,11,133 1,36,227 1,92,008 2,19,486
Himachal Pradesh 5,961 6,445 7,889 9,502 11,112 12,446 14,569 17,174 20,603 24,089 27,637
Jammu & Kashmir 10,568 13,387 14,752 19,046 24,751 28,313 34,569 40,853 48,452 56,436 60,217
Ladakh - - - - - 1,054 1,342 1,813 2,323 2,726 2,965
Punjab 28,494 31,207 35,641 42,867 48,503 56,495 64,554 76,984 89,642 1,19,903 1,31,727
Rajasthan 37,986 47,560 56,874 70,516 84,627 1,00,363 1,14,845 1,38,089 1,61,820 2,10,937 2,38,265
NORTH-EASTERN REGION 22,149 26,046 30,177 38,029 45,137 53,636 64,210 75,242 90,693 1,09,587 1,22,538
Arunachal Pradesh 1,187 1,428 1,661 2,334 2,473 2,900 3,678 4,366 5,286 6,364 7,222
Assam 13,239 15,589 18,214 22,852 27,327 31,826 37,876 44,357 53,654 65,507 74,641
Manipur 1,120 1,504 1,884 2,669 3,306 4,292 5,262 6,369 8,322 9,102 10,117
Meghalaya 1,830 1,982 2,474 3,098 3,552 4,318 5,056 5,760 6,693 7,975 8,728
Mizoram 1,199 1,528 1,682 1,872 2,106 2,671 3,229 3,863 4,586 5,344 5,980
Nagaland 1,404 1,659 1,917 2,276 2,757 3,380 4,235 4,947 5,961 6,932 7,635
Tripura 2,170 2,356 2,345 2,927 3,617 4,248 4,873 5,581 6,189 8,364 8,216
EASTERN REGION 90,395 1,07,451 1,25,207 1,49,774 1,75,697 2,07,897 2,44,759 2,91,759 3,56,274 4,34,589 4,89,186
Andaman & Nicobar Islands 583 744 900 1,095 1,320 1,519 1,782 2,078 2,442 2,691 2,975
Bihar 18,520 22,212 26,297 31,346 37,853 44,537 53,366 65,323 82,228 1,00,511 1,16,048
Jharkhand 13,086 15,907 17,929 20,392 23,594 27,517 32,569 38,935 46,632 54,802 60,616
Odisha 18,736 21,359 24,626 29,581 33,897 39,791 47,767 57,644 70,145 85,791 96,451
Sikkim 845 1,010 1,099 1,394 1,541 1,844 2,232 2,744 3,349 3,890 4,334
West Bengal 38,625 46,218 54,355 65,965 77,492 92,689 1,07,044 1,25,035 1,51,478 1,86,904 2,08,763
CENTRAL REGION 1,21,529 1,47,233 1,70,587 2,09,709 2,41,963 2,87,624 3,30,859 3,85,149 4,63,319 6,03,316 6,88,224
Chhattisgarh 12,597 15,717 18,478 22,567 26,673 32,621 38,233 44,388 51,955 64,383 72,740
Madhya Pradesh 34,351 41,496 48,085 57,461 65,350 79,731 90,865 1,04,890 1,23,841 1,56,307 1,78,029
Uttarakhand 9,680 11,675 13,473 16,726 19,563 22,591 25,461 29,588 35,029 45,772 50,234
Uttar Pradesh 64,901 78,345 90,551 1,12,955 1,30,377 1,52,681 1,76,301 2,06,282 2,52,493 3,36,854 3,87,222
WESTERN REGION 2,70,056 3,28,403 3,97,748 4,67,996 5,38,436 6,53,799 7,34,038 8,73,312 10,48,110 14,02,234 15,82,923
Dadra & Nagar Haveli* 335 427 547 817 1,000 1,948 2,108 2,354 2,685 3,713 3,911
Daman & Diu 204 281 342 512 599 - - - - - -
Goa 5,672 6,372 7,224 8,596 9,443 10,590 11,450 12,589 14,493 17,272 19,467
Gujarat 62,512 79,709 94,398 1,19,863 1,41,871 1,70,900 1,95,114 2,44,204 2,75,083 3,62,397 3,98,553
Maharashtra 2,01,332 2,41,614 2,95,236 3,38,207 3,85,523 4,70,361 5,25,366 6,14,166 7,55,848 10,18,853 11,60,992
SOUTHERN REGION 4,39,937 5,02,670 5,79,725 6,85,964 7,84,311 9,15,142 10,36,530 11,78,551 14,00,557 17,77,705 20,22,850
Andhra Pradesh 51,643 61,794 72,096 87,760 1,05,859 1,24,296 1,46,843 1,73,182 2,10,339 2,52,088 2,90,337
Karnataka 1,20,910 1,42,670 1,66,395 1,94,521 2,15,308 2,48,512 2,73,734 3,08,639 3,64,206 4,78,712 5,33,675
Kerala 67,691 77,643 91,075 1,02,570 1,17,539 1,32,779 1,48,016 1,60,399 1,84,201 2,24,306 2,47,348
Lakshadweep 40 43 46 41 53 60 62 77 93 107 122
Puducherry 2,969 3,317 3,732 4,306 4,595 5,233 5,906 6,570 7,511 9,138 10,330
Tamil Nadu 1,28,012 1,37,680 1,56,175 1,84,515 2,03,821 2,34,074 2,60,647 2,87,532 3,41,183 4,25,254 5,03,837
Telangana 68,671 79,522 90,206 1,12,250 1,37,137 1,70,189 2,01,322 2,42,151 2,93,026 3,88,100 4,37,202
ALL INDIA 11,43,986 13,39,138 15,61,924 18,64,885 21,36,648 25,30,090 28,73,641 33,45,818 40,00,056 51,44,286 58,22,227
-: Nil/Not Applicable/Negligible.
*: Since 2020 figures for Dadra & Nagar Haveli include Daman & Diu as well.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Reserve Bank of India, various issues.